Ravensca Matatula, Marchello Gefan Salenussa, and Marvelous Marvin Riyoly. “Strategi Retensi Nasabah Perbankan Lokal Berbasis Machine Learning: Analisis Perbandingan Algoritma Klasifikasi Dan Teknik Resampling”. JUMINTAL: Jurnal Manajemen Informatika dan Bisnis Digital 4, no. 2 (November 15, 2025): 409–420. Accessed February 16, 2026. https://journal.literasisains.id/index.php/jumintal/article/view/7090.