Strategi Pengembangan Green Banking dalam Pembiayaan Berkelanjutan: Tantangan dan Peluang bagi Perbankan Syariah di Indonesia

2025-03-26T04:45:54+00:00

The global climate crisis has become a critical global issue that negatively impacts the survival of living beings in the future, necessitating the involvement of various sectors, including banking. The banking sector plays a significant role in channeling financing to those in need, such as industries and society, by implementing the concept of green banking. Sustainable financing aims to support development that meets present needs without compromising future generations. Green banking emphasizes investments that consider environmental, social, and governance (ESG) impacts while maintaining a balance between financial profit and environmental sustainability. Green banking also plays a crucial role in supporting Indonesia's commitment to reducing carbon emissions within the context of developing environmentally friendly technologies and green financing. This study aims to identify gaps in the implementation of green banking and outline the challenges and opportunities for the banking sector in realizing a more sustainable financial system. Using a qualitative research method based on a literature review, this study finds that while green banking has the potential to support economic and environmental sustainability, its implementation is hindered by low green financial literacy among the public, regulatory limitations, and a lack of incentives for Islamic banks. However, opportunities remain open through government policies, increased public awareness, and financial sustainability innovations. Therefore, collaboration between the government, the banking sector, and society is a key factor in the successful implementation of the green banking concept in promoting green economic sustainability within the Islamic banking system.

Analisis Pengaruh Green Banking terhadap Pertumbuhan Usaha Mikro, Kecil, Menengah (UMKM) E-Commerce Indonesia: Dengan Perspektif Pelaku Usaha

2025-04-05T04:17:53+00:00

This study examines how the implementation of green banking principles affects the growth of Micro, Small, and Medium Enterprises (UMKM) in the Indonesian e-commerce sector. Using a qualitative approach with a case study method, this study focuses on two main aspects: access to sustainable funding and the impact of environmental education programs. The aim is to understand how these two factors affect the performance and sustainability of e-commerce UMKM. UMKM that have participated in the green banking program were selected as the subjects of the study. Data were collected through structured interviews to obtain direct information from business actors, as well as analysis of related documents such as financial reports and business strategies. Thematic analysis methods were used to identify patterns and themes that emerged from the data, revealing the relationship between green banking and UMKM success. The results of the study are expected to provide real contributions in designing effective and environmentally friendly strategies to support the growth of sustainable e-commerce UMKM. These findings will be useful for policymakers and financial institutions in formulating policies and programs that encourage the adoption of sustainable business practices in the Indonesian e-commerce sector. This study aims to provide a foundation for greener and more sustainable economic development.

MAMEN: Jurnal Manajemen

Strategi Pengembangan Green Banking dalam Pembiayaan Berkelanjutan: Tantangan dan Peluang bagi Perbankan Syariah di Indonesia

Analisis Pengaruh Green Banking terhadap Pertumbuhan Usaha Mikro, Kecil, Menengah (UMKM) E-Commerce Indonesia: Dengan Perspektif Pelaku Usaha